Reduce the impact of Life's "what ifs"

Critical Illness Insurance


How Critical Illness Works

Most Canadian insurance companies offer critical illness insurance and offer coverage for the same medical conditions. The policy will pay out only when the insured person is diagnosed with a condition covered by the policy. 

Most companies include the following types of conditions*:

- Cancer

- Stroke

- Heart Attack

- Coronary Artery Disease (requiring surgery)

- Blindness

- Deafness

- Heart valve replacement

- Kidney failure

- Loss of limbs

- Loss of speech

- Major organ transplant recipient & for being on a waiting list

- Motor neuron disease (ALS or Lou Gehrig’s disease)

- Paralysis

- Parkinson’s disease

- Severe burns